Cost of Living: Plano, TX vs Eugene, OR (2026)

Plano

Texas
132
VS

Eugene

Oregon
111

Plano is 19% more expensive than Eugene.

$1,792/mo ↑ 33%
Median Rent
$1,347/mo ↓ 25%
$108,649/yr ↑ 70%
Median Income
$63,836/yr ↓ 41%
$440,600 ↑ 1%
Home Value
$435,400 ↓ 1%
$1,829/mo ↑ 29%
Owner Costs
$1,421/mo ↓ 22%
287,339
Population
177,520

Tax Comparison

0%
Income Tax
9.9%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.93%

Affordability

19.8%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Eugene, OR, the overall cost of living indices are 132 and 111 respectively (national median = 100). Rent is $445/month cheaper in Eugene, saving renters about $5,340/year.

Median household income is $44,813/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $435,400 in Eugene.

Texas has no state income tax, giving Plano residents a significant tax advantage over Oregon's 9.9% rate.

Frequently Asked Questions

Plano vs Eugene — common questions

Is Plano or Eugene cheaper to live in?
Based on our cost index, Eugene is cheaper to live in with an index of 111 compared to 132 (US average = 100).
What is the rent difference between Plano and Eugene?
Median rent in Plano is $1,792/month and in Eugene it's $1,347/month — a difference of $445/month.
Which city has higher income, Plano or Eugene?
Median household income is $108,649 in Plano and $63,836 in Eugene. Median household income is $44,813/year higher in Plano.
How do taxes compare between Texas and Oregon?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oregon has 9.9% income tax, 0% sales tax, and 0.93% property tax.
Should I move to Plano or Eugene?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Eugene has a cost index of 111 with rent of $1,347/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Eugene details →

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