Cost of Living: Plano, TX vs Buffalo, NY (2026)

Plano

Texas
132
VS

Buffalo

New York
61

Plano is 116% more expensive than Buffalo.

$1,792/mo ↑ 81%
Median Rent
$989/mo ↓ 45%
$108,649/yr ↑ 126%
Median Income
$48,050/yr ↓ 56%
$440,600 ↑ 189%
Home Value
$152,300 ↓ 65%
$1,829/mo ↑ 97%
Owner Costs
$929/mo ↓ 49%
287,339
Population
276,397

Tax Comparison

0%
Income Tax
10.9%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
1.62%

Affordability

19.8%
rent-to-income
Affordability
24.7%
rent-to-income

Detailed Comparison

When comparing Plano, TX and Buffalo, NY, the overall cost of living indices are 132 and 61 respectively (national median = 100). Rent is $803/month cheaper in Buffalo, saving renters about $9,636/year.

Median household income is $60,599/year higher in Plano. Home values also differ significantly — the median in Plano is $440,600 compared to $152,300 in Buffalo.

Texas has no state income tax, giving Plano residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Plano vs Buffalo — common questions

Is Plano or Buffalo cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 132 (US average = 100).
What is the rent difference between Plano and Buffalo?
Median rent in Plano is $1,792/month and in Buffalo it's $989/month — a difference of $803/month.
Which city has higher income, Plano or Buffalo?
Median household income is $108,649 in Plano and $48,050 in Buffalo. Median household income is $60,599/year higher in Plano.
How do taxes compare between Texas and New York?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Plano or Buffalo?
It depends on your priorities. Plano has a cost index of 132 with median rent of $1,792/mo, while Buffalo has a cost index of 61 with rent of $989/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Plano details → View Buffalo details →

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