Cost of Living: Ontario, CA vs Miami Gardens, FL (2026)

Ontario

California
152
VS

Miami Gardens

Florida
115

Ontario is 32% more expensive than Miami Gardens.

$1,916/mo ↑ 12%
Median Rent
$1,709/mo ↓ 11%
$82,806/yr ↑ 36%
Median Income
$60,979/yr ↓ 26%
$568,000 ↑ 68%
Home Value
$337,200 ↓ 41%
$1,967/mo ↑ 20%
Owner Costs
$1,640/mo ↓ 17%
178,347
Population
111,264

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

27.8%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Miami Gardens, FL, the overall cost of living indices are 152 and 115 respectively (national median = 100). Rent is $207/month cheaper in Miami Gardens, saving renters about $2,484/year.

Median household income is $21,827/year higher in Ontario. Home values also differ significantly — the median in Ontario is $568,000 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Ontario vs Miami Gardens — common questions

Is Ontario or Miami Gardens cheaper to live in?
Based on our cost index, Miami Gardens is cheaper to live in with an index of 115 compared to 152 (US average = 100).
What is the rent difference between Ontario and Miami Gardens?
Median rent in Ontario is $1,916/month and in Miami Gardens it's $1,709/month — a difference of $207/month.
Which city has higher income, Ontario or Miami Gardens?
Median household income is $82,806 in Ontario and $60,979 in Miami Gardens. Median household income is $21,827/year higher in Ontario.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Ontario or Miami Gardens?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Miami Gardens details →

More Comparisons

Other cost of living comparisons for Ontario and Miami Gardens

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Miami Gardens vs. Pueblo Miami Gardens vs. Everett Miami Gardens vs. Murrieta Miami Gardens vs. Costa Mesa Miami Gardens vs. Downey Miami Gardens vs. Temecula