Cost of Living: Ontario, CA vs Rancho Cucamonga, CA (2026)

Ontario

California
152
VS

Rancho Cucamonga

California
182

Ontario is 16% cheaper than Rancho Cucamonga.

$1,916/mo ↓ 16%
Median Rent
$2,286/mo ↑ 19%
$82,806/yr ↓ 24%
Median Income
$109,511/yr ↑ 32%
$568,000 ↓ 18%
Home Value
$694,400 ↑ 22%
$1,967/mo ↓ 15%
Owner Costs
$2,324/mo ↑ 18%
178,347
Population
174,693

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

27.8%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Rancho Cucamonga, CA, the overall cost of living indices are 152 and 182 respectively (national median = 100). Rent is $370/month cheaper in Ontario, saving renters about $4,440/year.

Median household income is $26,705/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Ontario is $568,000 compared to $694,400 in Rancho Cucamonga.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Ontario vs Rancho Cucamonga — common questions

Is Ontario or Rancho Cucamonga cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 182 (US average = 100).
What is the rent difference between Ontario and Rancho Cucamonga?
Median rent in Ontario is $1,916/month and in Rancho Cucamonga it's $2,286/month — a difference of $370/month.
Which city has higher income, Ontario or Rancho Cucamonga?
Median household income is $82,806 in Ontario and $109,511 in Rancho Cucamonga. Median household income is $26,705/year higher in Rancho Cucamonga.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Ontario or Rancho Cucamonga?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Rancho Cucamonga details →

More Comparisons

Other cost of living comparisons for Ontario and Rancho Cucamonga

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Rancho Cucamonga vs. Salem Rancho Cucamonga vs. Oceanside Rancho Cucamonga vs. Cary Rancho Cucamonga vs. Clarksville Rancho Cucamonga vs. Santa Rosa Rancho Cucamonga vs. Garden Grove