Cost of Living: Ontario, CA vs Richardson, TX (2026)

Ontario

California
152
VS

Richardson

Texas
128

Ontario is 19% more expensive than Richardson.

$1,916/mo ↑ 5%
Median Rent
$1,825/mo ↓ 5%
$82,806/yr ↓ 14%
Median Income
$96,257/yr ↑ 16%
$568,000 ↑ 40%
Home Value
$405,600 ↓ 29%
$1,967/mo ↑ 10%
Owner Costs
$1,796/mo ↓ 9%
178,347
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

27.8%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Richardson, TX, the overall cost of living indices are 152 and 128 respectively (national median = 100). Rent is $91/month cheaper in Richardson, saving renters about $1,092/year.

Median household income is $13,451/year higher in Richardson. Home values also differ significantly — the median in Ontario is $568,000 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Ontario vs Richardson — common questions

Is Ontario or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 152 (US average = 100).
What is the rent difference between Ontario and Richardson?
Median rent in Ontario is $1,916/month and in Richardson it's $1,825/month — a difference of $91/month.
Which city has higher income, Ontario or Richardson?
Median household income is $82,806 in Ontario and $96,257 in Richardson. Median household income is $13,451/year higher in Richardson.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Ontario or Richardson?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Richardson details →

More Comparisons

Other cost of living comparisons for Ontario and Richardson

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater