Cost of Living: Ontario, CA vs Temecula, CA (2026)

Ontario

California
152
VS

Temecula

California
179

Ontario is 15% cheaper than Temecula.

$1,916/mo ↓ 17%
Median Rent
$2,297/mo ↑ 20%
$82,806/yr ↓ 30%
Median Income
$117,840/yr ↑ 42%
$568,000 ↓ 11%
Home Value
$640,400 ↑ 13%
$1,967/mo ↓ 19%
Owner Costs
$2,435/mo ↑ 24%
178,347
Population
110,404

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

27.8%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Temecula, CA, the overall cost of living indices are 152 and 179 respectively (national median = 100). Rent is $381/month cheaper in Ontario, saving renters about $4,572/year.

Median household income is $35,034/year higher in Temecula. Home values also differ significantly — the median in Ontario is $568,000 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Ontario vs Temecula — common questions

Is Ontario or Temecula cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 179 (US average = 100).
What is the rent difference between Ontario and Temecula?
Median rent in Ontario is $1,916/month and in Temecula it's $2,297/month — a difference of $381/month.
Which city has higher income, Ontario or Temecula?
Median household income is $82,806 in Ontario and $117,840 in Temecula. Median household income is $35,034/year higher in Temecula.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Ontario or Temecula?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Temecula details →

More Comparisons

Other cost of living comparisons for Ontario and Temecula

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Temecula vs. Costa Mesa Temecula vs. Ventura Temecula vs. Everett Temecula vs. Santa Maria Temecula vs. Miami Gardens Temecula vs. Sugar Land