Cost of Living: Ontario, CA vs Thousand Oaks, CA (2026)

Ontario

California
152
VS

Thousand Oaks

California
226

Ontario is 33% cheaper than Thousand Oaks.

$1,916/mo ↓ 26%
Median Rent
$2,580/mo ↑ 35%
$82,806/yr ↓ 38%
Median Income
$134,367/yr ↑ 62%
$568,000 ↓ 40%
Home Value
$951,200 ↑ 67%
$1,967/mo ↓ 28%
Owner Costs
$2,726/mo ↑ 39%
178,347
Population
125,676

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

27.8%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Ontario, CA and Thousand Oaks, CA, the overall cost of living indices are 152 and 226 respectively (national median = 100). Rent is $664/month cheaper in Ontario, saving renters about $7,968/year.

Median household income is $51,561/year higher in Thousand Oaks. Home values also differ significantly — the median in Ontario is $568,000 compared to $951,200 in Thousand Oaks.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Ontario vs Thousand Oaks — common questions

Is Ontario or Thousand Oaks cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 226 (US average = 100).
What is the rent difference between Ontario and Thousand Oaks?
Median rent in Ontario is $1,916/month and in Thousand Oaks it's $2,580/month — a difference of $664/month.
Which city has higher income, Ontario or Thousand Oaks?
Median household income is $82,806 in Ontario and $134,367 in Thousand Oaks. Median household income is $51,561/year higher in Thousand Oaks.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Ontario or Thousand Oaks?
It depends on your priorities. Ontario has a cost index of 152 with median rent of $1,916/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Ontario details → View Thousand Oaks details →

More Comparisons

Other cost of living comparisons for Ontario and Thousand Oaks

Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa Thousand Oaks vs. Simi Valley Thousand Oaks vs. Allentown Thousand Oaks vs. Pearland Thousand Oaks vs. Palm Bay Thousand Oaks vs. Topeka Thousand Oaks vs. Meridian