Cost of Living: Orlando, FL vs McKinney, TX (2026)

Orlando

Florida
115
VS

McKinney

Texas
138

Orlando is 17% cheaper than McKinney.

$1,650/mo ↓ 10%
Median Rent
$1,841/mo ↑ 12%
$69,268/yr ↓ 42%
Median Income
$120,273/yr ↑ 74%
$359,000 ↓ 18%
Home Value
$439,500 ↑ 22%
$1,621/mo ↓ 23%
Owner Costs
$2,101/mo ↑ 30%
311,732
Population
202,314

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

28.6%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and McKinney, TX, the overall cost of living indices are 115 and 138 respectively (national median = 100). Rent is $191/month cheaper in Orlando, saving renters about $2,292/year.

Median household income is $51,005/year higher in McKinney. Home values also differ significantly — the median in Orlando is $359,000 compared to $439,500 in McKinney.

Frequently Asked Questions

Orlando vs McKinney — common questions

Is Orlando or McKinney cheaper to live in?
Based on our cost index, Orlando is cheaper to live in with an index of 115 compared to 138 (US average = 100).
What is the rent difference between Orlando and McKinney?
Median rent in Orlando is $1,650/month and in McKinney it's $1,841/month — a difference of $191/month.
Which city has higher income, Orlando or McKinney?
Median household income is $69,268 in Orlando and $120,273 in McKinney. Median household income is $51,005/year higher in McKinney.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Orlando or McKinney?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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