Cost of Living: Orlando, FL vs Naperville, IL (2026)

Orlando

Florida
115
VS

Naperville

Illinois
147

Orlando is 22% cheaper than Naperville.

$1,650/mo ↓ 11%
Median Rent
$1,852/mo ↑ 12%
$69,268/yr ↓ 54%
Median Income
$150,937/yr ↑ 118%
$359,000 ↓ 30%
Home Value
$509,900 ↑ 42%
$1,621/mo ↓ 25%
Owner Costs
$2,161/mo ↑ 33%
311,732
Population
149,424

Tax Comparison

0%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
2.07%

Affordability

28.6%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Naperville, IL, the overall cost of living indices are 115 and 147 respectively (national median = 100). Rent is $202/month cheaper in Orlando, saving renters about $2,424/year.

Median household income is $81,669/year higher in Naperville. Home values also differ significantly — the median in Orlando is $359,000 compared to $509,900 in Naperville.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Orlando vs Naperville — common questions

Is Orlando or Naperville cheaper to live in?
Based on our cost index, Orlando is cheaper to live in with an index of 115 compared to 147 (US average = 100).
What is the rent difference between Orlando and Naperville?
Median rent in Orlando is $1,650/month and in Naperville it's $1,852/month — a difference of $202/month.
Which city has higher income, Orlando or Naperville?
Median household income is $69,268 in Orlando and $150,937 in Naperville. Median household income is $81,669/year higher in Naperville.
How do taxes compare between Florida and Illinois?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Orlando or Naperville?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Orlando details → View Naperville details →

More Comparisons

Other cost of living comparisons for Orlando and Naperville

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