Cost of Living: Orlando, FL vs Richmond, VA (2026)

Orlando

Florida
115
VS

Richmond

Virginia
98

Orlando is 17% more expensive than Richmond.

$1,650/mo ↑ 26%
Median Rent
$1,314/mo ↓ 20%
$69,268/yr ↑ 11%
Median Income
$62,671/yr ↓ 10%
$359,000 ↑ 9%
Home Value
$328,100 ↓ 9%
$1,621/mo ↑ 18%
Owner Costs
$1,374/mo ↓ 15%
311,732
Population
227,595

Tax Comparison

0%
Income Tax
5.75%
6.0%
State Sales Tax
5.3%
0.86%
Property Tax
0.8%

Affordability

28.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Richmond, VA, the overall cost of living indices are 115 and 98 respectively (national median = 100). Rent is $336/month cheaper in Richmond, saving renters about $4,032/year.

Median household income is $6,597/year higher in Orlando. Home values also differ significantly — the median in Orlando is $359,000 compared to $328,100 in Richmond.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Orlando vs Richmond — common questions

Is Orlando or Richmond cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 115 (US average = 100).
What is the rent difference between Orlando and Richmond?
Median rent in Orlando is $1,650/month and in Richmond it's $1,314/month — a difference of $336/month.
Which city has higher income, Orlando or Richmond?
Median household income is $69,268 in Orlando and $62,671 in Richmond. Median household income is $6,597/year higher in Orlando.
How do taxes compare between Florida and Virginia?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Orlando or Richmond?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Richmond has a cost index of 98 with rent of $1,314/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Orlando details → View Richmond details →

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