Cost of Living: Orlando, FL vs Rochester, NY (2026)

Orlando

Florida
115
VS

Rochester

New York
61

Orlando is 89% more expensive than Rochester.

$1,650/mo ↑ 59%
Median Rent
$1,039/mo ↓ 37%
$69,268/yr ↑ 49%
Median Income
$46,628/yr ↓ 33%
$359,000 ↑ 198%
Home Value
$120,600 ↓ 66%
$1,621/mo ↑ 61%
Owner Costs
$1,009/mo ↓ 38%
311,732
Population
209,720

Tax Comparison

0%
Income Tax
10.9%
6.0%
State Sales Tax
4.0%
0.86%
Property Tax
1.62%

Affordability

28.6%
rent-to-income
Affordability
26.7%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Rochester, NY, the overall cost of living indices are 115 and 61 respectively (national median = 100). Rent is $611/month cheaper in Rochester, saving renters about $7,332/year.

Median household income is $22,640/year higher in Orlando. Home values also differ significantly — the median in Orlando is $359,000 compared to $120,600 in Rochester.

Florida has no state income tax, giving Orlando residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Orlando vs Rochester — common questions

Is Orlando or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 115 (US average = 100).
What is the rent difference between Orlando and Rochester?
Median rent in Orlando is $1,650/month and in Rochester it's $1,039/month — a difference of $611/month.
Which city has higher income, Orlando or Rochester?
Median household income is $69,268 in Orlando and $46,628 in Rochester. Median household income is $22,640/year higher in Orlando.
How do taxes compare between Florida and New York?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax.
Should I move to Orlando or Rochester?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Rochester has a cost index of 61 with rent of $1,039/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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