Cost of Living: Orlando, FL vs Springfield, MA (2026)

Orlando

Florida
115
VS

Springfield

Massachusetts
79

Orlando is 46% more expensive than Springfield.

$1,650/mo ↑ 48%
Median Rent
$1,114/mo ↓ 32%
$69,268/yr ↑ 35%
Median Income
$51,339/yr ↓ 26%
$359,000 ↑ 61%
Home Value
$222,700 ↓ 38%
$1,621/mo ↑ 27%
Owner Costs
$1,276/mo ↓ 21%
311,732
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.15%

Affordability

28.6%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Springfield, MA, the overall cost of living indices are 115 and 79 respectively (national median = 100). Rent is $536/month cheaper in Springfield, saving renters about $6,432/year.

Median household income is $17,929/year higher in Orlando. Home values also differ significantly — the median in Orlando is $359,000 compared to $222,700 in Springfield.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Orlando vs Springfield — common questions

Is Orlando or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 115 (US average = 100).
What is the rent difference between Orlando and Springfield?
Median rent in Orlando is $1,650/month and in Springfield it's $1,114/month — a difference of $536/month.
Which city has higher income, Orlando or Springfield?
Median household income is $69,268 in Orlando and $51,339 in Springfield. Median household income is $17,929/year higher in Orlando.
How do taxes compare between Florida and Massachusetts?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Orlando or Springfield?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Orlando details → View Springfield details →

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