Cost of Living: Orlando, FL vs Surprise, AZ (2026)

Orlando

Florida
115
VS

Surprise

Arizona
126

Orlando is 9% cheaper than Surprise.

$1,650/mo ↓ 14%
Median Rent
$1,917/mo ↑ 16%
$69,268/yr ↓ 26%
Median Income
$93,371/yr ↑ 35%
$359,000 ↓ 9%
Home Value
$396,000 ↑ 10%
$1,621/mo ↑ 2%
Owner Costs
$1,587/mo ↓ 2%
311,732
Population
149,519

Tax Comparison

0%
Income Tax
2.5%
6.0%
State Sales Tax
5.6%
0.86%
Property Tax
0.62%

Affordability

28.6%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Orlando, FL and Surprise, AZ, the overall cost of living indices are 115 and 126 respectively (national median = 100). Rent is $267/month cheaper in Orlando, saving renters about $3,204/year.

Median household income is $24,103/year higher in Surprise. Home values also differ significantly — the median in Orlando is $359,000 compared to $396,000 in Surprise.

Florida has no state income tax, giving Orlando residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Orlando vs Surprise — common questions

Is Orlando or Surprise cheaper to live in?
Based on our cost index, Orlando is cheaper to live in with an index of 115 compared to 126 (US average = 100).
What is the rent difference between Orlando and Surprise?
Median rent in Orlando is $1,650/month and in Surprise it's $1,917/month — a difference of $267/month.
Which city has higher income, Orlando or Surprise?
Median household income is $69,268 in Orlando and $93,371 in Surprise. Median household income is $24,103/year higher in Surprise.
How do taxes compare between Florida and Arizona?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Orlando or Surprise?
It depends on your priorities. Orlando has a cost index of 115 with median rent of $1,650/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Orlando details → View Surprise details →

More Comparisons

Other cost of living comparisons for Orlando and Surprise

Orlando vs. Riverside Orlando vs. Santa Ana Orlando vs. Corpus Christi Orlando vs. Cincinnati Orlando vs. Stockton Orlando vs. Irvine Surprise vs. Joliet Surprise vs. Naperville Surprise vs. Jackson Surprise vs. Pasadena Surprise vs. Escondido Surprise vs. Mesquite