Cost of Living: Oxnard, CA vs Billings, MT (2026)

Oxnard

California
159
VS

Billings

Montana
86

Oxnard is 85% more expensive than Billings.

$1,962/mo ↑ 79%
Median Rent
$1,097/mo ↓ 44%
$93,372/yr ↑ 30%
Median Income
$71,855/yr ↓ 23%
$617,800 ↑ 98%
Home Value
$311,800 ↓ 50%
$1,976/mo ↑ 68%
Owner Costs
$1,177/mo ↓ 40%
201,014
Population
118,321

Tax Comparison

13.3%
Income Tax
6.75%
7.25%
State Sales Tax
0%
0.71%
Property Tax
0.74%

Affordability

25.2%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Billings, MT, the overall cost of living indices are 159 and 86 respectively (national median = 100). Rent is $865/month cheaper in Billings, saving renters about $10,380/year.

Median household income is $21,517/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $311,800 in Billings.

Montana has a lower income tax rate, making Billings slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Billings — common questions

Is Oxnard or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Billings?
Median rent in Oxnard is $1,962/month and in Billings it's $1,097/month — a difference of $865/month.
Which city has higher income, Oxnard or Billings?
Median household income is $93,372 in Oxnard and $71,855 in Billings. Median household income is $21,517/year higher in Oxnard.
How do taxes compare between California and Montana?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Oxnard or Billings?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Billings details →

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