Cost of Living: Oxnard, CA vs Clearwater, FL (2026)

Oxnard

California
159
VS

Clearwater

Florida
105

Oxnard is 51% more expensive than Clearwater.

$1,962/mo ↑ 27%
Median Rent
$1,539/mo ↓ 22%
$93,372/yr ↑ 45%
Median Income
$64,440/yr ↓ 31%
$617,800 ↑ 89%
Home Value
$326,100 ↓ 47%
$1,976/mo ↑ 40%
Owner Costs
$1,411/mo ↓ 29%
201,014
Population
117,075

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

25.2%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Clearwater, FL, the overall cost of living indices are 159 and 105 respectively (national median = 100). Rent is $423/month cheaper in Clearwater, saving renters about $5,076/year.

Median household income is $28,932/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Clearwater — common questions

Is Oxnard or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Clearwater?
Median rent in Oxnard is $1,962/month and in Clearwater it's $1,539/month — a difference of $423/month.
Which city has higher income, Oxnard or Clearwater?
Median household income is $93,372 in Oxnard and $64,440 in Clearwater. Median household income is $28,932/year higher in Oxnard.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Oxnard or Clearwater?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Clearwater details →

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