Cost of Living: Oxnard, CA vs Concord, CA (2026)

Oxnard

California
159
VS

Concord

California
187

Oxnard is 15% cheaper than Concord.

$1,962/mo ↓ 12%
Median Rent
$2,226/mo ↑ 13%
$93,372/yr ↓ 14%
Median Income
$109,195/yr ↑ 17%
$617,800 ↓ 18%
Home Value
$755,900 ↑ 22%
$1,976/mo ↓ 13%
Owner Costs
$2,284/mo ↑ 16%
201,014
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Concord, CA, the overall cost of living indices are 159 and 187 respectively (national median = 100). Rent is $264/month cheaper in Oxnard, saving renters about $3,168/year.

Median household income is $15,823/year higher in Concord. Home values also differ significantly — the median in Oxnard is $617,800 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Concord — common questions

Is Oxnard or Concord cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 187 (US average = 100).
What is the rent difference between Oxnard and Concord?
Median rent in Oxnard is $1,962/month and in Concord it's $2,226/month — a difference of $264/month.
Which city has higher income, Oxnard or Concord?
Median household income is $93,372 in Oxnard and $109,195 in Concord. Median household income is $15,823/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Concord?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Concord details →

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