Cost of Living: Oxnard, CA vs Downey, CA (2026)

Oxnard

California
159
VS

Downey

California
169

Oxnard is 6% cheaper than Downey.

$1,962/mo ↑ 4%
Median Rent
$1,892/mo ↓ 4%
$93,372/yr ↑ 7%
Median Income
$87,400/yr ↓ 6%
$617,800 ↓ 15%
Home Value
$728,500 ↑ 18%
$1,976/mo ↓ 1%
Owner Costs
$1,997/mo ↑ 1%
201,014
Population
111,793

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Downey, CA, the overall cost of living indices are 159 and 169 respectively (national median = 100). Rent is $70/month cheaper in Downey, saving renters about $840/year.

Median household income is $5,972/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $728,500 in Downey.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Downey — common questions

Is Oxnard or Downey cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 169 (US average = 100).
What is the rent difference between Oxnard and Downey?
Median rent in Oxnard is $1,962/month and in Downey it's $1,892/month — a difference of $70/month.
Which city has higher income, Oxnard or Downey?
Median household income is $93,372 in Oxnard and $87,400 in Downey. Median household income is $5,972/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Downey?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Downey details →

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