Cost of Living: Oxnard, CA vs Elizabeth, NJ (2026)

Oxnard

California
159
VS

Elizabeth

New Jersey
112

Oxnard is 42% more expensive than Elizabeth.

$1,962/mo ↑ 34%
Median Rent
$1,463/mo ↓ 25%
$93,372/yr ↑ 46%
Median Income
$63,874/yr ↓ 32%
$617,800 ↑ 57%
Home Value
$393,500 ↓ 36%
$1,976/mo ↑ 28%
Owner Costs
$1,543/mo ↓ 22%
201,014
Population
135,887

Tax Comparison

13.3%
Income Tax
10.75%
7.25%
State Sales Tax
6.625%
0.71%
Property Tax
2.23%

Affordability

25.2%
rent-to-income
Affordability
27.5%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Elizabeth, NJ, the overall cost of living indices are 159 and 112 respectively (national median = 100). Rent is $499/month cheaper in Elizabeth, saving renters about $5,988/year.

Median household income is $29,498/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $393,500 in Elizabeth.

New Jersey has a lower income tax rate, making Elizabeth slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Elizabeth — common questions

Is Oxnard or Elizabeth cheaper to live in?
Based on our cost index, Elizabeth is cheaper to live in with an index of 112 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Elizabeth?
Median rent in Oxnard is $1,962/month and in Elizabeth it's $1,463/month — a difference of $499/month.
Which city has higher income, Oxnard or Elizabeth?
Median household income is $93,372 in Oxnard and $63,874 in Elizabeth. Median household income is $29,498/year higher in Oxnard.
How do taxes compare between California and New Jersey?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Oxnard or Elizabeth?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Elizabeth has a cost index of 112 with rent of $1,463/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Elizabeth details →

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