Cost of Living: Oxnard, CA vs Elk Grove, CA (2026)

Oxnard

California
159
VS

Elk Grove

California
168

Oxnard is 5% cheaper than Elk Grove.

$1,962/mo ↓ 10%
Median Rent
$2,180/mo ↑ 11%
$93,372/yr ↓ 24%
Median Income
$122,229/yr ↑ 31%
$617,800 ↑ 2%
Home Value
$603,400 ↓ 2%
$1,976/mo ↓ 11%
Owner Costs
$2,227/mo ↑ 13%
201,014
Population
177,221

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
21.4%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Elk Grove, CA, the overall cost of living indices are 159 and 168 respectively (national median = 100). Rent is $218/month cheaper in Oxnard, saving renters about $2,616/year.

Median household income is $28,857/year higher in Elk Grove. Home values also differ significantly — the median in Oxnard is $617,800 compared to $603,400 in Elk Grove.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Elk Grove — common questions

Is Oxnard or Elk Grove cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 168 (US average = 100).
What is the rent difference between Oxnard and Elk Grove?
Median rent in Oxnard is $1,962/month and in Elk Grove it's $2,180/month — a difference of $218/month.
Which city has higher income, Oxnard or Elk Grove?
Median household income is $93,372 in Oxnard and $122,229 in Elk Grove. Median household income is $28,857/year higher in Elk Grove.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Elk Grove?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Elk Grove has a cost index of 168 with rent of $2,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Elk Grove details →

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