Cost of Living: Oxnard, CA vs Fargo, ND (2026)

Oxnard

California
159
VS

Fargo

North Dakota
73

Oxnard is 118% more expensive than Fargo.

$1,962/mo ↑ 114%
Median Rent
$916/mo ↓ 53%
$93,372/yr ↑ 41%
Median Income
$66,029/yr ↓ 29%
$617,800 ↑ 129%
Home Value
$269,800 ↓ 56%
$1,976/mo ↑ 98%
Owner Costs
$997/mo ↓ 50%
201,014
Population
129,064

Tax Comparison

13.3%
Income Tax
2.5%
7.25%
State Sales Tax
5.0%
0.71%
Property Tax
0.98%

Affordability

25.2%
rent-to-income
Affordability
16.6%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Fargo, ND, the overall cost of living indices are 159 and 73 respectively (national median = 100). Rent is $1,046/month cheaper in Fargo, saving renters about $12,552/year.

Median household income is $27,343/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $269,800 in Fargo.

North Dakota has a lower income tax rate, making Fargo slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Fargo — common questions

Is Oxnard or Fargo cheaper to live in?
Based on our cost index, Fargo is cheaper to live in with an index of 73 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Fargo?
Median rent in Oxnard is $1,962/month and in Fargo it's $916/month — a difference of $1,046/month.
Which city has higher income, Oxnard or Fargo?
Median household income is $93,372 in Oxnard and $66,029 in Fargo. Median household income is $27,343/year higher in Oxnard.
How do taxes compare between California and North Dakota?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. North Dakota has 2.5% income tax, 5.0% sales tax, and 0.98% property tax.
Should I move to Oxnard or Fargo?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Fargo has a cost index of 73 with rent of $916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Fargo details →

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