Cost of Living: Oxnard, CA vs Fort Collins, CO (2026)

Oxnard

California
159
VS

Fort Collins

Colorado
137

Oxnard is 16% more expensive than Fort Collins.

$1,962/mo ↑ 18%
Median Rent
$1,661/mo ↓ 15%
$93,372/yr ↑ 12%
Median Income
$83,598/yr ↓ 10%
$617,800 ↑ 13%
Home Value
$548,400 ↓ 11%
$1,976/mo ↑ 17%
Owner Costs
$1,692/mo ↓ 14%
201,014
Population
169,705

Tax Comparison

13.3%
Income Tax
4.4%
7.25%
State Sales Tax
2.9%
0.71%
Property Tax
0.51%

Affordability

25.2%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Fort Collins, CO, the overall cost of living indices are 159 and 137 respectively (national median = 100). Rent is $301/month cheaper in Fort Collins, saving renters about $3,612/year.

Median household income is $9,774/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Fort Collins — common questions

Is Oxnard or Fort Collins cheaper to live in?
Based on our cost index, Fort Collins is cheaper to live in with an index of 137 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Fort Collins?
Median rent in Oxnard is $1,962/month and in Fort Collins it's $1,661/month — a difference of $301/month.
Which city has higher income, Oxnard or Fort Collins?
Median household income is $93,372 in Oxnard and $83,598 in Fort Collins. Median household income is $9,774/year higher in Oxnard.
How do taxes compare between California and Colorado?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Oxnard or Fort Collins?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Fort Collins details →

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