Cost of Living: Oxnard, CA vs Lafayette, LA (2026)

Oxnard

California
159
VS

Lafayette

Louisiana
77

Oxnard is 106% more expensive than Lafayette.

$1,962/mo ↑ 84%
Median Rent
$1,065/mo ↓ 46%
$93,372/yr ↑ 52%
Median Income
$61,454/yr ↓ 34%
$617,800 ↑ 146%
Home Value
$251,300 ↓ 59%
$1,976/mo ↑ 87%
Owner Costs
$1,057/mo ↓ 47%
201,014
Population
121,537

Tax Comparison

13.3%
Income Tax
4.25%
7.25%
State Sales Tax
4.45%
0.71%
Property Tax
0.55%

Affordability

25.2%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Lafayette, LA, the overall cost of living indices are 159 and 77 respectively (national median = 100). Rent is $897/month cheaper in Lafayette, saving renters about $10,764/year.

Median household income is $31,918/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $251,300 in Lafayette.

Louisiana has a lower income tax rate, making Lafayette slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Lafayette — common questions

Is Oxnard or Lafayette cheaper to live in?
Based on our cost index, Lafayette is cheaper to live in with an index of 77 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Lafayette?
Median rent in Oxnard is $1,962/month and in Lafayette it's $1,065/month — a difference of $897/month.
Which city has higher income, Oxnard or Lafayette?
Median household income is $93,372 in Oxnard and $61,454 in Lafayette. Median household income is $31,918/year higher in Oxnard.
How do taxes compare between California and Louisiana?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Louisiana has 4.25% income tax, 4.45% sales tax, and 0.55% property tax.
Should I move to Oxnard or Lafayette?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Lafayette has a cost index of 77 with rent of $1,065/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Lafayette details →

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