Cost of Living: Oxnard, CA vs Lakeland, FL (2026)

Oxnard

California
159
VS

Lakeland

Florida
82

Oxnard is 94% more expensive than Lakeland.

$1,962/mo ↑ 51%
Median Rent
$1,299/mo ↓ 34%
$93,372/yr ↑ 53%
Median Income
$60,947/yr ↓ 35%
$617,800 ↑ 170%
Home Value
$229,100 ↓ 63%
$1,976/mo ↑ 72%
Owner Costs
$1,149/mo ↓ 42%
201,014
Population
117,030

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

25.2%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Lakeland, FL, the overall cost of living indices are 159 and 82 respectively (national median = 100). Rent is $663/month cheaper in Lakeland, saving renters about $7,956/year.

Median household income is $32,425/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $229,100 in Lakeland.

Florida has no state income tax, giving Lakeland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Lakeland — common questions

Is Oxnard or Lakeland cheaper to live in?
Based on our cost index, Lakeland is cheaper to live in with an index of 82 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Lakeland?
Median rent in Oxnard is $1,962/month and in Lakeland it's $1,299/month — a difference of $663/month.
Which city has higher income, Oxnard or Lakeland?
Median household income is $93,372 in Oxnard and $60,947 in Lakeland. Median household income is $32,425/year higher in Oxnard.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Oxnard or Lakeland?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Lakeland has a cost index of 82 with rent of $1,299/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Lakeland details →

More Comparisons

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