Cost of Living: Oxnard, CA vs Lancaster, CA (2026)

Oxnard

California
159
VS

Lancaster

California
124

Oxnard is 28% more expensive than Lancaster.

$1,962/mo ↑ 16%
Median Rent
$1,696/mo ↓ 14%
$93,372/yr ↑ 23%
Median Income
$76,083/yr ↓ 19%
$617,800 ↑ 51%
Home Value
$409,100 ↓ 34%
$1,976/mo ↑ 13%
Owner Costs
$1,746/mo ↓ 12%
201,014
Population
170,013

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
26.7%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Lancaster, CA, the overall cost of living indices are 159 and 124 respectively (national median = 100). Rent is $266/month cheaper in Lancaster, saving renters about $3,192/year.

Median household income is $17,289/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $409,100 in Lancaster.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Lancaster — common questions

Is Oxnard or Lancaster cheaper to live in?
Based on our cost index, Lancaster is cheaper to live in with an index of 124 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Lancaster?
Median rent in Oxnard is $1,962/month and in Lancaster it's $1,696/month — a difference of $266/month.
Which city has higher income, Oxnard or Lancaster?
Median household income is $93,372 in Oxnard and $76,083 in Lancaster. Median household income is $17,289/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Lancaster?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Lancaster has a cost index of 124 with rent of $1,696/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Lancaster details →

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