Cost of Living: Oxnard, CA vs Las Cruces, NM (2026)

Oxnard

California
159
VS

Las Cruces

New Mexico
68

Oxnard is 134% more expensive than Las Cruces.

$1,962/mo ↑ 107%
Median Rent
$946/mo ↓ 52%
$93,372/yr ↑ 69%
Median Income
$55,176/yr ↓ 41%
$617,800 ↑ 184%
Home Value
$217,400 ↓ 65%
$1,976/mo ↑ 103%
Owner Costs
$974/mo ↓ 51%
201,014
Population
112,612

Tax Comparison

13.3%
Income Tax
5.9%
7.25%
State Sales Tax
5.0%
0.71%
Property Tax
0.67%

Affordability

25.2%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Las Cruces, NM, the overall cost of living indices are 159 and 68 respectively (national median = 100). Rent is $1,016/month cheaper in Las Cruces, saving renters about $12,192/year.

Median household income is $38,196/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $217,400 in Las Cruces.

New Mexico has a lower income tax rate, making Las Cruces slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Las Cruces — common questions

Is Oxnard or Las Cruces cheaper to live in?
Based on our cost index, Las Cruces is cheaper to live in with an index of 68 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Las Cruces?
Median rent in Oxnard is $1,962/month and in Las Cruces it's $946/month — a difference of $1,016/month.
Which city has higher income, Oxnard or Las Cruces?
Median household income is $93,372 in Oxnard and $55,176 in Las Cruces. Median household income is $38,196/year higher in Oxnard.
How do taxes compare between California and New Mexico?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. New Mexico has 5.9% income tax, 5.0% sales tax, and 0.67% property tax.
Should I move to Oxnard or Las Cruces?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Las Cruces has a cost index of 68 with rent of $946/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Las Cruces details →

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