Cost of Living: Oxnard, CA vs Midland, TX (2026)

Oxnard

California
159
VS

Midland

Texas
99

Oxnard is 61% more expensive than Midland.

$1,962/mo ↑ 39%
Median Rent
$1,407/mo ↓ 28%
$93,372/yr ↑ 2%
Median Income
$91,169/yr ↓ 2%
$617,800 ↑ 107%
Home Value
$298,600 ↓ 52%
$1,976/mo ↑ 35%
Owner Costs
$1,468/mo ↓ 26%
201,014
Population
133,998

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.2%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Midland, TX, the overall cost of living indices are 159 and 99 respectively (national median = 100). Rent is $555/month cheaper in Midland, saving renters about $6,660/year.

Median household income is $2,203/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Midland — common questions

Is Oxnard or Midland cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Midland?
Median rent in Oxnard is $1,962/month and in Midland it's $1,407/month — a difference of $555/month.
Which city has higher income, Oxnard or Midland?
Median household income is $93,372 in Oxnard and $91,169 in Midland. Median household income is $2,203/year higher in Oxnard.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oxnard or Midland?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Midland details →

More Comparisons

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