Cost of Living: Oxnard, CA vs Montgomery, AL (2026)

Oxnard

California
159
VS

Montgomery

Alabama
64

Oxnard is 148% more expensive than Montgomery.

$1,962/mo ↑ 85%
Median Rent
$1,059/mo ↓ 46%
$93,372/yr ↑ 68%
Median Income
$55,687/yr ↓ 40%
$617,800 ↑ 316%
Home Value
$148,500 ↓ 76%
$1,976/mo ↑ 93%
Owner Costs
$1,023/mo ↓ 48%
201,014
Population
198,440

Tax Comparison

13.3%
Income Tax
5.0%
7.25%
State Sales Tax
4.0%
0.71%
Property Tax
0.41%

Affordability

25.2%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Montgomery, AL, the overall cost of living indices are 159 and 64 respectively (national median = 100). Rent is $903/month cheaper in Montgomery, saving renters about $10,836/year.

Median household income is $37,685/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $148,500 in Montgomery.

Alabama has a lower income tax rate, making Montgomery slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Montgomery — common questions

Is Oxnard or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Montgomery?
Median rent in Oxnard is $1,962/month and in Montgomery it's $1,059/month — a difference of $903/month.
Which city has higher income, Oxnard or Montgomery?
Median household income is $93,372 in Oxnard and $55,687 in Montgomery. Median household income is $37,685/year higher in Oxnard.
How do taxes compare between California and Alabama?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Oxnard or Montgomery?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Montgomery details →

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