Cost of Living: Oxnard, CA vs Odessa, TX (2026)

Oxnard

California
159
VS

Odessa

Texas
83

Oxnard is 92% more expensive than Odessa.

$1,962/mo ↑ 48%
Median Rent
$1,322/mo ↓ 33%
$93,372/yr ↑ 28%
Median Income
$73,030/yr ↓ 22%
$617,800 ↑ 197%
Home Value
$208,000 ↓ 66%
$1,976/mo ↑ 58%
Owner Costs
$1,251/mo ↓ 37%
201,014
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.2%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Odessa, TX, the overall cost of living indices are 159 and 83 respectively (national median = 100). Rent is $640/month cheaper in Odessa, saving renters about $7,680/year.

Median household income is $20,342/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Odessa — common questions

Is Oxnard or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Odessa?
Median rent in Oxnard is $1,962/month and in Odessa it's $1,322/month — a difference of $640/month.
Which city has higher income, Oxnard or Odessa?
Median household income is $93,372 in Oxnard and $73,030 in Odessa. Median household income is $20,342/year higher in Oxnard.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oxnard or Odessa?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Odessa details →

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