Cost of Living: Oxnard, CA vs Ontario, CA (2026)

Oxnard

California
159
VS

Ontario

California
152

Oxnard is 5% more expensive than Ontario.

$1,962/mo ↑ 2%
Median Rent
$1,916/mo ↓ 2%
$93,372/yr ↑ 13%
Median Income
$82,806/yr ↓ 11%
$617,800 ↑ 9%
Home Value
$568,000 ↓ 8%
$1,976/mo ≈ Same
Owner Costs
$1,967/mo ≈ Same
201,014
Population
178,347

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Ontario, CA, the overall cost of living indices are 159 and 152 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $10,566/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $568,000 in Ontario.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Ontario — common questions

Is Oxnard or Ontario cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Ontario?
Median rent in Oxnard is $1,962/month and in Ontario it's $1,916/month — a difference of $46/month.
Which city has higher income, Oxnard or Ontario?
Median household income is $93,372 in Oxnard and $82,806 in Ontario. Median household income is $10,566/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Ontario?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Ontario details →

More Comparisons

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