Cost of Living: Oxnard, CA vs Providence, RI (2026)

Oxnard

California
159
VS

Providence

Rhode Island
99

Oxnard is 61% more expensive than Providence.

$1,962/mo ↑ 47%
Median Rent
$1,333/mo ↓ 32%
$93,372/yr ↑ 40%
Median Income
$66,772/yr ↓ 28%
$617,800 ↑ 91%
Home Value
$322,800 ↓ 48%
$1,976/mo ↑ 35%
Owner Costs
$1,467/mo ↓ 26%
201,014
Population
190,214

Tax Comparison

13.3%
Income Tax
5.99%
7.25%
State Sales Tax
7.0%
0.71%
Property Tax
1.53%

Affordability

25.2%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Providence, RI, the overall cost of living indices are 159 and 99 respectively (national median = 100). Rent is $629/month cheaper in Providence, saving renters about $7,548/year.

Median household income is $26,600/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $322,800 in Providence.

Rhode Island has a lower income tax rate, making Providence slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Providence — common questions

Is Oxnard or Providence cheaper to live in?
Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Providence?
Median rent in Oxnard is $1,962/month and in Providence it's $1,333/month — a difference of $629/month.
Which city has higher income, Oxnard or Providence?
Median household income is $93,372 in Oxnard and $66,772 in Providence. Median household income is $26,600/year higher in Oxnard.
How do taxes compare between California and Rhode Island?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Oxnard or Providence?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Providence details →

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