Cost of Living: Oxnard, CA vs Rancho Cucamonga, CA (2026)

Oxnard

California
159
VS

Rancho Cucamonga

California
182

Oxnard is 13% cheaper than Rancho Cucamonga.

$1,962/mo ↓ 14%
Median Rent
$2,286/mo ↑ 17%
$93,372/yr ↓ 15%
Median Income
$109,511/yr ↑ 17%
$617,800 ↓ 11%
Home Value
$694,400 ↑ 12%
$1,976/mo ↓ 15%
Owner Costs
$2,324/mo ↑ 18%
201,014
Population
174,693

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Rancho Cucamonga, CA, the overall cost of living indices are 159 and 182 respectively (national median = 100). Rent is $324/month cheaper in Oxnard, saving renters about $3,888/year.

Median household income is $16,139/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Oxnard is $617,800 compared to $694,400 in Rancho Cucamonga.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Rancho Cucamonga — common questions

Is Oxnard or Rancho Cucamonga cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 182 (US average = 100).
What is the rent difference between Oxnard and Rancho Cucamonga?
Median rent in Oxnard is $1,962/month and in Rancho Cucamonga it's $2,286/month — a difference of $324/month.
Which city has higher income, Oxnard or Rancho Cucamonga?
Median household income is $93,372 in Oxnard and $109,511 in Rancho Cucamonga. Median household income is $16,139/year higher in Rancho Cucamonga.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Rancho Cucamonga?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Rancho Cucamonga details →

More Comparisons

Other cost of living comparisons for Oxnard and Rancho Cucamonga

Oxnard vs. Augusta Oxnard vs. Amarillo Oxnard vs. McKinney Oxnard vs. Tallahassee Oxnard vs. Little Rock Oxnard vs. Birmingham Rancho Cucamonga vs. Salem Rancho Cucamonga vs. Oceanside Rancho Cucamonga vs. Cary Rancho Cucamonga vs. Clarksville Rancho Cucamonga vs. Santa Rosa Rancho Cucamonga vs. Garden Grove