Cost of Living: Oxnard, CA vs Richardson, TX (2026)

Oxnard

California
159
VS

Richardson

Texas
128

Oxnard is 24% more expensive than Richardson.

$1,962/mo ↑ 8%
Median Rent
$1,825/mo ↓ 7%
$93,372/yr ↓ 3%
Median Income
$96,257/yr ↑ 3%
$617,800 ↑ 52%
Home Value
$405,600 ↓ 34%
$1,976/mo ↑ 10%
Owner Costs
$1,796/mo ↓ 9%
201,014
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.2%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Richardson, TX, the overall cost of living indices are 159 and 128 respectively (national median = 100). Rent is $137/month cheaper in Richardson, saving renters about $1,644/year.

Median household income is $2,885/year higher in Richardson. Home values also differ significantly — the median in Oxnard is $617,800 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Oxnard vs Richardson — common questions

Is Oxnard or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Richardson?
Median rent in Oxnard is $1,962/month and in Richardson it's $1,825/month — a difference of $137/month.
Which city has higher income, Oxnard or Richardson?
Median household income is $93,372 in Oxnard and $96,257 in Richardson. Median household income is $2,885/year higher in Richardson.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Oxnard or Richardson?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Richardson details →

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