Cost of Living: Oxnard, CA vs Richmond, CA (2026)

Oxnard

California
159
VS

Richmond

California
161

Oxnard and Richmond have a similar cost of living.

$1,962/mo ↑ 4%
Median Rent
$1,895/mo ↓ 3%
$93,372/yr ↑ 4%
Median Income
$90,038/yr ↓ 4%
$617,800 ↓ 5%
Home Value
$650,100 ↑ 5%
$1,976/mo ↓ 2%
Owner Costs
$2,015/mo ↑ 2%
201,014
Population
115,396

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
25.3%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Richmond, CA, the overall cost of living indices are 159 and 161 respectively (national median = 100). Rent is $67/month cheaper in Richmond, saving renters about $804/year.

Median household income is $3,334/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $650,100 in Richmond.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Richmond — common questions

Is Oxnard or Richmond cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 161 (US average = 100).
What is the rent difference between Oxnard and Richmond?
Median rent in Oxnard is $1,962/month and in Richmond it's $1,895/month — a difference of $67/month.
Which city has higher income, Oxnard or Richmond?
Median household income is $93,372 in Oxnard and $90,038 in Richmond. Median household income is $3,334/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Richmond?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Richmond has a cost index of 161 with rent of $1,895/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Richmond details →

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