Cost of Living: Oxnard, CA vs Rochester, MN (2026)

Oxnard

California
159
VS

Rochester

Minnesota
93

Oxnard is 71% more expensive than Rochester.

$1,962/mo ↑ 49%
Median Rent
$1,316/mo ↓ 33%
$93,372/yr ↑ 6%
Median Income
$87,767/yr ↓ 6%
$617,800 ↑ 115%
Home Value
$287,500 ↓ 53%
$1,976/mo ↑ 48%
Owner Costs
$1,332/mo ↓ 33%
201,014
Population
121,638

Tax Comparison

13.3%
Income Tax
9.85%
7.25%
State Sales Tax
6.875%
0.71%
Property Tax
1.11%

Affordability

25.2%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Rochester, MN, the overall cost of living indices are 159 and 93 respectively (national median = 100). Rent is $646/month cheaper in Rochester, saving renters about $7,752/year.

Median household income is $5,605/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $287,500 in Rochester.

Minnesota has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Rochester — common questions

Is Oxnard or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Rochester?
Median rent in Oxnard is $1,962/month and in Rochester it's $1,316/month — a difference of $646/month.
Which city has higher income, Oxnard or Rochester?
Median household income is $93,372 in Oxnard and $87,767 in Rochester. Median household income is $5,605/year higher in Oxnard.
How do taxes compare between California and Minnesota?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Oxnard or Rochester?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Rochester details →

More Comparisons

Other cost of living comparisons for Oxnard and Rochester

Oxnard vs. Augusta Oxnard vs. Amarillo Oxnard vs. McKinney Oxnard vs. Tallahassee Oxnard vs. Little Rock Oxnard vs. Birmingham Rochester vs. Independence Rochester vs. Lafayette Rochester vs. College Station Rochester vs. Ann Arbor Rochester vs. Clovis Rochester vs. Berkeley