Cost of Living: Oxnard, CA vs Santa Clara, CA (2026)

Oxnard

California
159
VS

Santa Clara

California
307

Oxnard is 48% cheaper than Santa Clara.

$1,962/mo ↓ 34%
Median Rent
$2,985/mo ↑ 52%
$93,372/yr ↓ 46%
Median Income
$173,670/yr ↑ 86%
$617,800 ↓ 60%
Home Value
$1,527,900 ↑ 147%
$1,976/mo ↓ 35%
Owner Costs
$3,051/mo ↑ 54%
201,014
Population
129,239

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
20.6%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Santa Clara, CA, the overall cost of living indices are 159 and 307 respectively (national median = 100). Rent is $1,023/month cheaper in Oxnard, saving renters about $12,276/year.

Median household income is $80,298/year higher in Santa Clara. Home values also differ significantly — the median in Oxnard is $617,800 compared to $1,527,900 in Santa Clara.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Santa Clara — common questions

Is Oxnard or Santa Clara cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 307 (US average = 100).
What is the rent difference between Oxnard and Santa Clara?
Median rent in Oxnard is $1,962/month and in Santa Clara it's $2,985/month — a difference of $1,023/month.
Which city has higher income, Oxnard or Santa Clara?
Median household income is $93,372 in Oxnard and $173,670 in Santa Clara. Median household income is $80,298/year higher in Santa Clara.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Santa Clara?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Santa Clara has a cost index of 307 with rent of $2,985/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Santa Clara details →

More Comparisons

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