Cost of Living: Oxnard, CA vs Santa Maria, CA (2026)

Oxnard

California
159
VS

Santa Maria

California
137

Oxnard is 16% more expensive than Santa Maria.

$1,962/mo ↑ 7%
Median Rent
$1,842/mo ↓ 6%
$93,372/yr ↑ 10%
Median Income
$84,617/yr ↓ 9%
$617,800 ↑ 29%
Home Value
$478,200 ↓ 23%
$1,976/mo ↑ 10%
Owner Costs
$1,789/mo ↓ 9%
201,014
Population
109,880

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Santa Maria, CA, the overall cost of living indices are 159 and 137 respectively (national median = 100). Rent is $120/month cheaper in Santa Maria, saving renters about $1,440/year.

Median household income is $8,755/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $478,200 in Santa Maria.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Santa Maria — common questions

Is Oxnard or Santa Maria cheaper to live in?
Based on our cost index, Santa Maria is cheaper to live in with an index of 137 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Santa Maria?
Median rent in Oxnard is $1,962/month and in Santa Maria it's $1,842/month — a difference of $120/month.
Which city has higher income, Oxnard or Santa Maria?
Median household income is $93,372 in Oxnard and $84,617 in Santa Maria. Median household income is $8,755/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Santa Maria?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Santa Maria details →

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