Cost of Living: Oxnard, CA vs Springfield, IL (2026)

Oxnard

California
159
VS

Springfield

Illinois
61

Oxnard is 161% more expensive than Springfield.

$1,962/mo ↑ 108%
Median Rent
$945/mo ↓ 52%
$93,372/yr ↑ 42%
Median Income
$65,537/yr ↓ 30%
$617,800 ↑ 298%
Home Value
$155,200 ↓ 75%
$1,976/mo ↑ 103%
Owner Costs
$974/mo ↓ 51%
201,014
Population
113,714

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

25.2%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Springfield, IL, the overall cost of living indices are 159 and 61 respectively (national median = 100). Rent is $1,017/month cheaper in Springfield, saving renters about $12,204/year.

Median household income is $27,835/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $155,200 in Springfield.

Illinois has a lower income tax rate, making Springfield slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Springfield — common questions

Is Oxnard or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Springfield?
Median rent in Oxnard is $1,962/month and in Springfield it's $945/month — a difference of $1,017/month.
Which city has higher income, Oxnard or Springfield?
Median household income is $93,372 in Oxnard and $65,537 in Springfield. Median household income is $27,835/year higher in Oxnard.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Oxnard or Springfield?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Springfield details →

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