Cost of Living: Oxnard, CA vs Temecula, CA (2026)

Oxnard

California
159
VS

Temecula

California
179

Oxnard is 11% cheaper than Temecula.

$1,962/mo ↓ 15%
Median Rent
$2,297/mo ↑ 17%
$93,372/yr ↓ 21%
Median Income
$117,840/yr ↑ 26%
$617,800 ↓ 4%
Home Value
$640,400 ↑ 4%
$1,976/mo ↓ 19%
Owner Costs
$2,435/mo ↑ 23%
201,014
Population
110,404

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Temecula, CA, the overall cost of living indices are 159 and 179 respectively (national median = 100). Rent is $335/month cheaper in Oxnard, saving renters about $4,020/year.

Median household income is $24,468/year higher in Temecula. Home values also differ significantly — the median in Oxnard is $617,800 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Temecula — common questions

Is Oxnard or Temecula cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 179 (US average = 100).
What is the rent difference between Oxnard and Temecula?
Median rent in Oxnard is $1,962/month and in Temecula it's $2,297/month — a difference of $335/month.
Which city has higher income, Oxnard or Temecula?
Median household income is $93,372 in Oxnard and $117,840 in Temecula. Median household income is $24,468/year higher in Temecula.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Temecula?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Temecula details →

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