Cost of Living: Oxnard, CA vs Thousand Oaks, CA (2026)

Oxnard

California
159
VS

Thousand Oaks

California
226

Oxnard is 67% cheaper than Thousand Oaks.

$1,962/mo ↓ 24%
Median Rent
$2,580/mo ↑ 31%
$93,372/yr ↓ 31%
Median Income
$134,367/yr ↑ 44%
$617,800 ↓ 35%
Home Value
$951,200 ↑ 54%
$1,976/mo ↓ 28%
Owner Costs
$2,726/mo ↑ 38%
201,014
Population
125,676

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Thousand Oaks, CA, the overall cost of living indices are 159 and 226 respectively (national median = 100). Rent is $618/month cheaper in Oxnard, saving renters about $7,416/year.

Median household income is $40,995/year higher in Thousand Oaks. Home values also differ significantly — the median in Oxnard is $617,800 compared to $951,200 in Thousand Oaks.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Thousand Oaks — common questions

Is Oxnard or Thousand Oaks cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 226 (US average = 100).
What is the rent difference between Oxnard and Thousand Oaks?
Median rent in Oxnard is $1,962/month and in Thousand Oaks it's $2,580/month — a difference of $618/month.
Which city has higher income, Oxnard or Thousand Oaks?
Median household income is $93,372 in Oxnard and $134,367 in Thousand Oaks. Median household income is $40,995/year higher in Thousand Oaks.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Thousand Oaks?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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