Cost of Living: Oxnard, CA vs Torrance, CA (2026)

Oxnard

California
159
VS

Torrance

California
218

Oxnard is 27% cheaper than Torrance.

$1,962/mo ↓ 11%
Median Rent
$2,214/mo ↑ 13%
$93,372/yr ↓ 17%
Median Income
$113,105/yr ↑ 21%
$617,800 ↓ 40%
Home Value
$1,036,600 ↑ 68%
$1,976/mo ↓ 14%
Owner Costs
$2,295/mo ↑ 16%
201,014
Population
143,499

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.2%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Torrance, CA, the overall cost of living indices are 159 and 218 respectively (national median = 100). Rent is $252/month cheaper in Oxnard, saving renters about $3,024/year.

Median household income is $19,733/year higher in Torrance. Home values also differ significantly — the median in Oxnard is $617,800 compared to $1,036,600 in Torrance.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Oxnard vs Torrance — common questions

Is Oxnard or Torrance cheaper to live in?
Based on our cost index, Oxnard is cheaper to live in with an index of 159 compared to 218 (US average = 100).
What is the rent difference between Oxnard and Torrance?
Median rent in Oxnard is $1,962/month and in Torrance it's $2,214/month — a difference of $252/month.
Which city has higher income, Oxnard or Torrance?
Median household income is $93,372 in Oxnard and $113,105 in Torrance. Median household income is $19,733/year higher in Torrance.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Oxnard or Torrance?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Torrance details →

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