Cost of Living: Oxnard, CA vs Waterbury, CT (2026)

Oxnard

California
159
VS

Waterbury

Connecticut
76

Oxnard is 109% more expensive than Waterbury.

$1,962/mo ↑ 66%
Median Rent
$1,180/mo ↓ 40%
$93,372/yr ↑ 81%
Median Income
$51,642/yr ↓ 45%
$617,800 ↑ 233%
Home Value
$185,400 ↓ 70%
$1,976/mo ↑ 55%
Owner Costs
$1,273/mo ↓ 36%
201,014
Population
114,356

Tax Comparison

13.3%
Income Tax
6.99%
7.25%
State Sales Tax
6.35%
0.71%
Property Tax
2.15%

Affordability

25.2%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Waterbury, CT, the overall cost of living indices are 159 and 76 respectively (national median = 100). Rent is $782/month cheaper in Waterbury, saving renters about $9,384/year.

Median household income is $41,730/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $185,400 in Waterbury.

Connecticut has a lower income tax rate, making Waterbury slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Waterbury — common questions

Is Oxnard or Waterbury cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Waterbury?
Median rent in Oxnard is $1,962/month and in Waterbury it's $1,180/month — a difference of $782/month.
Which city has higher income, Oxnard or Waterbury?
Median household income is $93,372 in Oxnard and $51,642 in Waterbury. Median household income is $41,730/year higher in Oxnard.
How do taxes compare between California and Connecticut?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Oxnard or Waterbury?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Waterbury details →

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