Cost of Living: Oxnard, CA vs Westminster, CO (2026)

Oxnard

California
159
VS

Westminster

Colorado
139

Oxnard is 14% more expensive than Westminster.

$1,962/mo ↑ 8%
Median Rent
$1,816/mo ↓ 7%
$93,372/yr ↓ 3%
Median Income
$96,145/yr ↑ 3%
$617,800 ↑ 24%
Home Value
$497,400 ↓ 19%
$1,976/mo ↑ 7%
Owner Costs
$1,841/mo ↓ 7%
201,014
Population
115,546

Tax Comparison

13.3%
Income Tax
4.4%
7.25%
State Sales Tax
2.9%
0.71%
Property Tax
0.51%

Affordability

25.2%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Westminster, CO, the overall cost of living indices are 159 and 139 respectively (national median = 100). Rent is $146/month cheaper in Westminster, saving renters about $1,752/year.

Median household income is $2,773/year higher in Westminster. Home values also differ significantly — the median in Oxnard is $617,800 compared to $497,400 in Westminster.

Colorado has a lower income tax rate, making Westminster slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Westminster — common questions

Is Oxnard or Westminster cheaper to live in?
Based on our cost index, Westminster is cheaper to live in with an index of 139 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Westminster?
Median rent in Oxnard is $1,962/month and in Westminster it's $1,816/month — a difference of $146/month.
Which city has higher income, Oxnard or Westminster?
Median household income is $93,372 in Oxnard and $96,145 in Westminster. Median household income is $2,773/year higher in Westminster.
How do taxes compare between California and Colorado?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Oxnard or Westminster?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Westminster details →

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