Cost of Living: Oxnard, CA vs Wilmington, NC (2026)

Oxnard

California
159
VS

Wilmington

North Carolina
100

Oxnard is 59% more expensive than Wilmington.

$1,962/mo ↑ 50%
Median Rent
$1,311/mo ↓ 33%
$93,372/yr ↑ 46%
Median Income
$63,900/yr ↓ 32%
$617,800 ↑ 76%
Home Value
$350,300 ↓ 43%
$1,976/mo ↑ 44%
Owner Costs
$1,371/mo ↓ 31%
201,014
Population
118,578

Tax Comparison

13.3%
Income Tax
4.5%
7.25%
State Sales Tax
4.75%
0.71%
Property Tax
0.8%

Affordability

25.2%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Oxnard, CA and Wilmington, NC, the overall cost of living indices are 159 and 100 respectively (national median = 100). Rent is $651/month cheaper in Wilmington, saving renters about $7,812/year.

Median household income is $29,472/year higher in Oxnard. Home values also differ significantly — the median in Oxnard is $617,800 compared to $350,300 in Wilmington.

North Carolina has a lower income tax rate, making Wilmington slightly more tax-friendly.

Frequently Asked Questions

Oxnard vs Wilmington — common questions

Is Oxnard or Wilmington cheaper to live in?
Based on our cost index, Wilmington is cheaper to live in with an index of 100 compared to 159 (US average = 100).
What is the rent difference between Oxnard and Wilmington?
Median rent in Oxnard is $1,962/month and in Wilmington it's $1,311/month — a difference of $651/month.
Which city has higher income, Oxnard or Wilmington?
Median household income is $93,372 in Oxnard and $63,900 in Wilmington. Median household income is $29,472/year higher in Oxnard.
How do taxes compare between California and North Carolina?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax.
Should I move to Oxnard or Wilmington?
It depends on your priorities. Oxnard has a cost index of 159 with median rent of $1,962/mo, while Wilmington has a cost index of 100 with rent of $1,311/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Oxnard details → View Wilmington details →

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