Cost of Living: Paterson, NJ vs Carrollton, TX (2026)

Paterson

New Jersey
106
VS

Carrollton

Texas
116

Paterson is 9% cheaper than Carrollton.

$1,457/mo ↓ 13%
Median Rent
$1,674/mo ↑ 15%
$53,766/yr ↓ 46%
Median Income
$99,115/yr ↑ 84%
$335,400 ↓ 5%
Home Value
$353,600 ↑ 5%
$1,553/mo ↓ 8%
Owner Costs
$1,689/mo ↑ 9%
157,660
Population
132,741

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

32.5%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Paterson, NJ and Carrollton, TX, the overall cost of living indices are 106 and 116 respectively (national median = 100). Rent is $217/month cheaper in Paterson, saving renters about $2,604/year.

Median household income is $45,349/year higher in Carrollton. Home values also differ significantly — the median in Paterson is $335,400 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Paterson vs Carrollton — common questions

Is Paterson or Carrollton cheaper to live in?
Based on our cost index, Paterson is cheaper to live in with an index of 106 compared to 116 (US average = 100).
What is the rent difference between Paterson and Carrollton?
Median rent in Paterson is $1,457/month and in Carrollton it's $1,674/month — a difference of $217/month.
Which city has higher income, Paterson or Carrollton?
Median household income is $53,766 in Paterson and $99,115 in Carrollton. Median household income is $45,349/year higher in Carrollton.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Paterson or Carrollton?
It depends on your priorities. Paterson has a cost index of 106 with median rent of $1,457/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Paterson details → View Carrollton details →

More Comparisons

Other cost of living comparisons for Paterson and Carrollton

Paterson vs. Corona Paterson vs. Murfreesboro Paterson vs. Hayward Paterson vs. Alexandria Paterson vs. Salinas Paterson vs. Macon Carrollton vs. New Haven Carrollton vs. Santa Clara Carrollton vs. Sterling Heights Carrollton vs. Fargo Carrollton vs. Coral Springs Carrollton vs. Norman