Cost of Living: Paterson, NJ vs Concord, CA (2026)

Paterson

New Jersey
106
VS

Concord

California
187

Paterson is 43% cheaper than Concord.

$1,457/mo ↓ 35%
Median Rent
$2,226/mo ↑ 53%
$53,766/yr ↓ 51%
Median Income
$109,195/yr ↑ 103%
$335,400 ↓ 56%
Home Value
$755,900 ↑ 125%
$1,553/mo ↓ 32%
Owner Costs
$2,284/mo ↑ 47%
157,660
Population
124,260

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

32.5%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Paterson, NJ and Concord, CA, the overall cost of living indices are 106 and 187 respectively (national median = 100). Rent is $769/month cheaper in Paterson, saving renters about $9,228/year.

Median household income is $55,429/year higher in Concord. Home values also differ significantly — the median in Paterson is $335,400 compared to $755,900 in Concord.

New Jersey has a lower income tax rate, making Paterson slightly more tax-friendly.

Frequently Asked Questions

Paterson vs Concord — common questions

Is Paterson or Concord cheaper to live in?
Based on our cost index, Paterson is cheaper to live in with an index of 106 compared to 187 (US average = 100).
What is the rent difference between Paterson and Concord?
Median rent in Paterson is $1,457/month and in Concord it's $2,226/month — a difference of $769/month.
Which city has higher income, Paterson or Concord?
Median household income is $53,766 in Paterson and $109,195 in Concord. Median household income is $55,429/year higher in Concord.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Paterson or Concord?
It depends on your priorities. Paterson has a cost index of 106 with median rent of $1,457/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Paterson details → View Concord details →

More Comparisons

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