Cost of Living: Paterson, NJ vs Pearland, TX (2026)

Paterson

New Jersey
106
VS

Pearland

Texas
121

Paterson is 12% cheaper than Pearland.

$1,457/mo ↓ 17%
Median Rent
$1,759/mo ↑ 21%
$53,766/yr ↓ 52%
Median Income
$112,470/yr ↑ 109%
$335,400 ↑ 1%
Home Value
$330,900 ↓ 1%
$1,553/mo ↓ 21%
Owner Costs
$1,962/mo ↑ 26%
157,660
Population
125,983

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

32.5%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Paterson, NJ and Pearland, TX, the overall cost of living indices are 106 and 121 respectively (national median = 100). Rent is $302/month cheaper in Paterson, saving renters about $3,624/year.

Median household income is $58,704/year higher in Pearland. Home values also differ significantly — the median in Paterson is $335,400 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Paterson vs Pearland — common questions

Is Paterson or Pearland cheaper to live in?
Based on our cost index, Paterson is cheaper to live in with an index of 106 compared to 121 (US average = 100).
What is the rent difference between Paterson and Pearland?
Median rent in Paterson is $1,457/month and in Pearland it's $1,759/month — a difference of $302/month.
Which city has higher income, Paterson or Pearland?
Median household income is $53,766 in Paterson and $112,470 in Pearland. Median household income is $58,704/year higher in Pearland.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Paterson or Pearland?
It depends on your priorities. Paterson has a cost index of 106 with median rent of $1,457/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Paterson details → View Pearland details →

More Comparisons

Other cost of living comparisons for Paterson and Pearland

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