Cost of Living: Paterson, NJ vs Round Rock, TX (2026)

Paterson

New Jersey
106
VS

Round Rock

Texas
122

Paterson is 13% cheaper than Round Rock.

$1,457/mo ↓ 15%
Median Rent
$1,713/mo ↑ 18%
$53,766/yr ↓ 45%
Median Income
$97,187/yr ↑ 81%
$335,400 ↓ 13%
Home Value
$383,700 ↑ 14%
$1,553/mo ↓ 13%
Owner Costs
$1,781/mo ↑ 15%
157,660
Population
124,288

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

32.5%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Paterson, NJ and Round Rock, TX, the overall cost of living indices are 106 and 122 respectively (national median = 100). Rent is $256/month cheaper in Paterson, saving renters about $3,072/year.

Median household income is $43,421/year higher in Round Rock. Home values also differ significantly — the median in Paterson is $335,400 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Paterson vs Round Rock — common questions

Is Paterson or Round Rock cheaper to live in?
Based on our cost index, Paterson is cheaper to live in with an index of 106 compared to 122 (US average = 100).
What is the rent difference between Paterson and Round Rock?
Median rent in Paterson is $1,457/month and in Round Rock it's $1,713/month — a difference of $256/month.
Which city has higher income, Paterson or Round Rock?
Median household income is $53,766 in Paterson and $97,187 in Round Rock. Median household income is $43,421/year higher in Round Rock.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Paterson or Round Rock?
It depends on your priorities. Paterson has a cost index of 106 with median rent of $1,457/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Paterson details → View Round Rock details →

More Comparisons

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