Cost of Living: Pearland, TX vs Billings, MT (2026)

Pearland

Texas
121
VS

Billings

Montana
86

Pearland is 41% more expensive than Billings.

$1,759/mo ↑ 60%
Median Rent
$1,097/mo ↓ 38%
$112,470/yr ↑ 57%
Median Income
$71,855/yr ↓ 36%
$330,900 ↑ 6%
Home Value
$311,800 ↓ 6%
$1,962/mo ↑ 67%
Owner Costs
$1,177/mo ↓ 40%
125,983
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.74%

Affordability

18.8%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Pearland, TX and Billings, MT, the overall cost of living indices are 121 and 86 respectively (national median = 100). Rent is $662/month cheaper in Billings, saving renters about $7,944/year.

Median household income is $40,615/year higher in Pearland. Home values also differ significantly — the median in Pearland is $330,900 compared to $311,800 in Billings.

Texas has no state income tax, giving Pearland residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

Pearland vs Billings — common questions

Is Pearland or Billings cheaper to live in?
Based on our cost index, Billings is cheaper to live in with an index of 86 compared to 121 (US average = 100).
What is the rent difference between Pearland and Billings?
Median rent in Pearland is $1,759/month and in Billings it's $1,097/month — a difference of $662/month.
Which city has higher income, Pearland or Billings?
Median household income is $112,470 in Pearland and $71,855 in Billings. Median household income is $40,615/year higher in Pearland.
How do taxes compare between Texas and Montana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Pearland or Billings?
It depends on your priorities. Pearland has a cost index of 121 with median rent of $1,759/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Pearland details → View Billings details →

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