Cost of Living: Philadelphia, PA vs Amarillo, TX (2026)

Philadelphia

Pennsylvania
85
VS

Amarillo

Texas
69

Philadelphia is 23% more expensive than Amarillo.

$1,323/mo ↑ 26%
Median Rent
$1,049/mo ↓ 21%
$60,698/yr ↓ 3%
Median Income
$62,469/yr ↑ 3%
$232,400 ↑ 24%
Home Value
$186,800 ↓ 20%
$1,233/mo ↑ 15%
Owner Costs
$1,074/mo ↓ 13%
1,582,432
Population
200,945

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.25%
1.49%
Property Tax
1.6%

Affordability

26.2%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Amarillo, TX, the overall cost of living indices are 85 and 69 respectively (national median = 100). Rent is $274/month cheaper in Amarillo, saving renters about $3,288/year.

Median household income is $1,771/year higher in Amarillo. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $186,800 in Amarillo.

Texas has no state income tax, giving Amarillo residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Amarillo — common questions

Is Philadelphia or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 85 (US average = 100).
What is the rent difference between Philadelphia and Amarillo?
Median rent in Philadelphia is $1,323/month and in Amarillo it's $1,049/month — a difference of $274/month.
Which city has higher income, Philadelphia or Amarillo?
Median household income is $60,698 in Philadelphia and $62,469 in Amarillo. Median household income is $1,771/year higher in Amarillo.
How do taxes compare between Pennsylvania and Texas?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Philadelphia or Amarillo?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Amarillo details →

More Comparisons

Other cost of living comparisons for Philadelphia and Amarillo

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