Cost of Living: Philadelphia, PA vs Cape Coral, FL (2026)

Philadelphia

Pennsylvania
85
VS

Cape Coral

Florida
114

Philadelphia is 25% cheaper than Cape Coral.

$1,323/mo ↓ 24%
Median Rent
$1,751/mo ↑ 32%
$60,698/yr ↓ 20%
Median Income
$76,062/yr ↑ 25%
$232,400 ↓ 31%
Home Value
$339,200 ↑ 46%
$1,233/mo ↓ 19%
Owner Costs
$1,523/mo ↑ 24%
1,582,432
Population
206,387

Tax Comparison

3.07%
Income Tax
0%
6.0%
State Sales Tax
6.0%
1.49%
Property Tax
0.86%

Affordability

26.2%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Philadelphia, PA and Cape Coral, FL, the overall cost of living indices are 85 and 114 respectively (national median = 100). Rent is $428/month cheaper in Philadelphia, saving renters about $5,136/year.

Median household income is $15,364/year higher in Cape Coral. Home values also differ significantly — the median in Philadelphia is $232,400 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over Pennsylvania's 3.07% rate.

Frequently Asked Questions

Philadelphia vs Cape Coral — common questions

Is Philadelphia or Cape Coral cheaper to live in?
Based on our cost index, Philadelphia is cheaper to live in with an index of 85 compared to 114 (US average = 100).
What is the rent difference between Philadelphia and Cape Coral?
Median rent in Philadelphia is $1,323/month and in Cape Coral it's $1,751/month — a difference of $428/month.
Which city has higher income, Philadelphia or Cape Coral?
Median household income is $60,698 in Philadelphia and $76,062 in Cape Coral. Median household income is $15,364/year higher in Cape Coral.
How do taxes compare between Pennsylvania and Florida?
Pennsylvania has 3.07% income tax, 6.0% sales tax, and 1.49% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Philadelphia or Cape Coral?
It depends on your priorities. Philadelphia has a cost index of 85 with median rent of $1,323/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Philadelphia details → View Cape Coral details →

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